Business funding for construction businesses in Rhode Island.
Capital for heavy equipment, payroll, and progress-billing gaps — built for serious-volume contractors.
Why Rhode Island Construction Owners choose ShopFunders.
Rhode Island's compact economy is dominated by hospitality, healthcare, and professional services. Whether you're operating in Providence, Warwick, and Cranston or anywhere across Rhode Island, we underwrite based on your business's revenue and trajectory — not your zip code.
Built for Rhode Island's construction & contracting operators who need capital that moves.
Built for construction businesses — built for speed.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Funding built around how draws, progress billing, and retainage actually pay out.
Capital that solves real construction business problems.
Rhode Island construction owners face the cost of heavy equipment, payroll between draws, and retainage that sits with the GC for months. Our funding is built for that — fast capital you can deploy for equipment purchases, payroll between draws, materials for new contracts, or bridging retainage.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your construction business and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your Rhode Island business account.
Rhode Island capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$50K–$2M+/month · No collateral · Funds in 24–72 hrs