Approvals in as little as 24 hours

Business funding that moves as fast as you do

Get $10,000 to $2,000,000 to grow your business — no collateral, flexible repayment, and a decision in hours, not weeks. We look at your revenue, not just your credit score.

Get Funded Today → See How It Works
★★★★★ Trusted by business owners No obligation • Won't affect your credit to apply
Your Funding Estimate Live
$250,000 approved
$10K$2M
Approval time As fast as 24 hrs
Collateral Not required
Credit All types welcome
Check Your Rate

Takes 2 minutes • No impact to your credit

$10K–$2M
Funding range
24hrs
Approval speed
24–72hrs
To funding
95%+
Approval rate
Why ShopFunders

Funding built for real businesses

Banks say no for all the wrong reasons. We say yes by focusing on what actually matters — your revenue and your potential.

Lightning-fast approvals

Apply in minutes and get a decision in as little as 24 hours. Funds can hit your account in 24–72 hours.

$10K to $2,000,000

Whether you need a quick boost or major capital, our funding scales with the size of your ambition.

Bad credit? Still OK.

We focus on your business revenue, not just your score. Past credit hiccups don't disqualify you here.

Flexible repayment

Daily, weekly, or monthly — choose a repayment rhythm that matches your cash flow, not against it.

No hidden fees

No surprise charges, no prepayment penalties. The terms you agree to are the terms you get. Period.

A real human in your corner

You get a dedicated funding specialist who understands your business and fights to get you the best terms.

Simple Process

Funded in three easy steps

No mountains of paperwork. No waiting weeks for an answer. Just a fast, straightforward path to capital.

1

Apply in minutes

Fill out a quick application online. It takes about 2 minutes and won't impact your credit score.

2

Get approved fast

Our team reviews your business and gets you a decision in as little as 24 hours — often the same day.

3

Receive your funds

Accept your offer and get capital deposited into your account, typically within 24–72 hours.

Start My Application →
Do You Qualify?

If your business is running, you're likely already approved

Our requirements are refreshingly simple. Most business owners qualify in minutes — even those turned down by traditional banks.

  • 3+ months in business — newer businesses welcome
  • $10,000+ in monthly revenue — we fund based on what you bring in
  • A business bank account — that's it, no collateral needed
  • Any credit profile — good, bad, or rebuilding
See If You Qualify →
Funding amount$10K – $2,000,000
Approval timeAs fast as 24 hours
Time to funding24 – 72 hours
CollateralNone required
Credit requirementAll types accepted
Prepayment penalty$0
Application impactNo credit hit
Put It To Work

Funding for whatever moves you forward

However you grow, we've got the capital to back it. Here's how business owners use ShopFunders.

📦 Buy more inventory 👥 Cover payroll 🔧 Purchase equipment 📈 Fund marketing campaigns 🏪 Open a new location 💳 Smooth out cash flow 🛠️ Renovate your space 🚚 Expand operations 💡 Seize a time-sensitive deal 🧾 Consolidate debt
Real Results

Business owners love working with us

Don't just take our word for it — here's what funded businesses have to say.

★★★★★

"I was turned down by two banks. ShopFunders had me approved the next morning and funded within 48 hours. It saved my busy season."

MR
Marcus R.
Restaurant Owner
★★★★★

"The process was unbelievably simple. No endless paperwork, no waiting around. I used the funds to buy inventory and doubled my revenue."

ST
Sophia T.
E-commerce Founder
★★★★★

"My credit wasn't perfect, but they actually looked at my business. Flexible weekly payments made it easy. I'll be back for more."

JL
James L.
Auto Shop Owner
Questions

Everything you need to know

Businesses can access anywhere from $10,000 up to $2,000,000. The amount you qualify for is based primarily on your monthly revenue and business performance.
Approvals can happen in as little as 24 hours, and funds are typically deposited into your account within 24–72 hours of accepting your offer.
No. Submitting an application has no impact on your credit score. We focus on your business revenue first and foremost.
No collateral is required. Our funding is unsecured and based on the health of your business, not your assets.
All credit types are welcome. We look at your overall business picture — especially revenue — rather than disqualifying you over your credit score.
Most businesses qualify with 3+ months in operation, at least $10,000 in monthly revenue, and a business bank account. Apply to see your personalized offer.
Apply Now

Start your funding application

Complete the quick application below and our team will underwrite your file to show you exactly what you qualify for.

What you'll need to get funded:
A completed applicationThe short form below — takes about 2 minutes.
Last 4 months of business bank statementsSo we can underwrite your file and approve the most funding possible.

🔒 Your information is secure. Applying has no impact on your credit score.

Ready to fund your next move?

Join the business owners who chose speed, flexibility, and a partner that says yes. Get your funding estimate in 2 minutes.

Get Funded Today → Talk to a Specialist

No obligation • No impact to your credit • Funding in as little as 24 hours