Approvals in as little as 24 hours

Business funding that moves as fast as you do

Get $10,000 to $2,000,000 to grow your business — no collateral, flexible repayment, and a decision in hours, not weeks. We look at your revenue, not just your credit score.

Get Funded Today → See How It Works
Trusted by business owners No obligation • No credit check to apply
Your Funding Estimate Live
$250,000 approved
$10K$2M
Approval time As fast as 24 hrs
Collateral Not required
Credit All types welcome
Check Your Rate

Takes 2 minutes • No credit check

BBB Accredited Decisions in 24 Hours No Collateral Required Bank-Level SSL Encryption NYC-Based
$10K–$2M
Funding range
24hrs
Approval speed
24–72hrs
To funding
Why ShopFunders

Funding built for real businesses

Banks say no for all the wrong reasons. We say yes by focusing on what actually matters — your revenue and your potential.

Lightning-fast approvals

Apply in minutes and get a decision in as little as 24 hours. Funds can hit your account in 24–72 hours.

$10K to $2,000,000

Whether you need a quick boost or major capital, our funding scales with the size of your ambition.

Bad credit? Still OK.

We focus on your business revenue, not just your score. Past credit hiccups don't disqualify you here.

Flexible repayment

Daily, weekly, or monthly — choose a repayment rhythm that matches your cash flow, not against it.

No hidden fees

No surprise charges, no prepayment penalties. The terms you agree to are the terms you get. Period.

A real human in your corner

You get a dedicated funding specialist who understands your business and fights to get you the best terms.

Simple Process

Funded in three easy steps

No mountains of paperwork. No waiting weeks for an answer. Just a fast, straightforward path to capital.

1

Apply in minutes

Fill out a quick application online. It takes about 2 minutes and requires no credit check.

2

Get approved fast

Our team reviews your business and gets you a decision in as little as 24 hours — often the same day.

3

Receive your funds

Accept your offer and get capital deposited into your account, typically within 24–72 hours.

Start My Application →
Do You Qualify?

If your business is running, you're likely already approved

Our requirements are refreshingly simple. Most business owners qualify in minutes — even those turned down by traditional banks.

  • 3+ months in business — newer businesses welcome
  • $10,000+ in monthly revenue — we fund based on what you bring in
  • A business bank account — that's it, no collateral needed
  • Any credit profile — good, bad, or rebuilding
See If You Qualify →
Funding amount$10K – $2,000,000
Approval timeAs fast as 24 hours
Time to funding24 – 72 hours
CollateralNone required
Credit requirementAll types accepted
Prepayment penalty$0
Application impactNo credit hit
Put It To Work

Funding for whatever moves you forward

However you grow, we've got the capital to back it. Here's how business owners use ShopFunders.

📦 Buy more inventory 👥 Cover payroll 🔧 Purchase equipment 📈 Fund marketing campaigns 🏪 Open a new location 💳 Smooth out cash flow 🛠️ Renovate your space 🚚 Expand operations 💡 Seize a time-sensitive deal 🧾 Consolidate debt
Industries We Fund

Funding tailored to your industry

We back business owners across every major industry. Explore funding built for yours.

Restaurant Funding → Construction Funding → Medical Practice Funding → Retail Funding → eCommerce Funding → Hospitality Funding → Manufacturing Funding → Auto Repair Funding → Dental Practice Funding → Salon Funding → Gym Funding → Franchise Funding → Daycare Funding → Gas Station Funding → Home Services Funding → Landscaping Funding → Liquor Store Funding → Pharmacy Funding → Veterinary Funding →
Free Tools

Plan your funding before you apply

Free calculators — no signup, no credit pull. Run your numbers, then apply when you're ready.

Staffing Funding → Security Services Funding → Cleaning Services Funding → Convenience Stores Funding → Home Health Care Funding → Auto Dealers Funding → Bakeries Funding → Barbershops Funding → Breweries Funding → Car Washes Funding → Catering Funding → Coffee Shops Funding → Dry Cleaners Funding → Electricians Funding → Funeral Homes Funding → HVAC Funding → IT Services Funding → Med Spas Funding → Moving Companies Funding → Nail Salons Funding → Pest Control Funding → Pet Grooming Funding → Physical Therapy Funding → Plumbing Funding → Roofing Funding → Trucking Funding → Business Funding Calculator → Loan & MCA Cost Calculator →
Real Results

Business owners love working with us

Don't just take our word for it — here's what our clients say on Google.

"Shimon has been an outstanding funding partner for Sprowls Mechanical. They've funded our company multiple times and consistently offer great options with maximum dollar amounts available. It's the only funding partner we use, and we highly recommend them to any business looking for dependable financing support."

CS
Chester Sprowls
Sprowls Mechanical · Google Review

"Great company to work with. They're reliable, professional, and backed by a genuinely friendly team."

MH
Matt Hoch
Verified Google Review

"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."

HT
HTYT Enterprises LLC
Verified Google Review

"ShopFunder is A1! Helped so much!"

MD
Matthew Dineen
Local Guide · Google Review
Questions

Everything you need to know

Businesses can access anywhere from $10,000 up to $2,000,000. The amount you qualify for is based primarily on your monthly revenue and business performance.
Approvals can happen in as little as 24 hours, and funds are typically deposited into your account within 24–72 hours of accepting your offer.
No. Submitting an application requires no credit check. We focus on your business revenue first and foremost, and we don't pull credit until you've reviewed and signed your terms.
No collateral is required. Our funding is unsecured and based on the health of your business, not your assets.
All credit types are welcome. We look at your overall business picture — especially revenue — rather than disqualifying you over your credit score.
Most businesses qualify with 3+ months in operation, at least $10,000 in monthly revenue, and a business bank account. Apply to see your personalized offer.
Apply Now

Start your funding application

Complete our secure online application and our team will underwrite your file to show you exactly what you qualify for.

What you'll need to get funded:
A completed applicationOur secure online application — takes about 2 minutes.
Last 4 months of business bank statementsSo we can underwrite your file and approve the most funding possible.
Open Application In A New Tab →

No credit check • No obligation • 5-minute application • SSL-secured.

Ready to fund your next move?

Join the business owners who chose speed, flexibility, and a partner that says yes. Get your funding estimate in 2 minutes.

Get Funded Today → Talk to a Specialist

No obligation • No credit check • Funding in as little as 24 hours

Contact Information

Reach us directly — our team is here to help you get funded fast.

Call Us

(516) 207-8214

Shimon — direct line

Email Us

team@shopfunder.com shimon@shopfunder.com

Shimon — direct

Visit Us

260 W 35th St, Floor PH
New York, NY 10001

SMS / text messaging & verification disclosure: ShopFunders sends SMS text messages only to recipients who opt in. Message types include application status updates, one-time verification codes, and account or servicing notifications. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe at any time, or HELP for help. Mobile information and messaging consent are not shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy · Accessibility and Terms of Service.

$10K–$2M Business FundingDecision in as little as 24 hours
Apply Now