Business funding for salons and barber shops.
Capital for build-outs, chair upgrades, product inventory, and second-location expansions. Available in all 50 states. Decisions in 24 hours.
Built for salons and barber shops. Built for speed.
Beauty operators face capital pressure that's invisible to traditional banks: chair-by-chair build-out costs, color and product inventory tied up between shipments, and second-location capital before the first one's fully booked. ShopFunders funds salons, barber shops, nail bars, med spas, and lash studios — sized to how booking-driven revenue actually flows.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Daily or weekly payments sized to your booking volume and product sales.
Capital that solves real salon or barber shop problems.
Salon & Barber Owners face the cost of build-outs and chair upgrades, product inventory tied up between shipments, and seasonal slow periods. Our funding is built for that — fast capital you can deploy for salon build-outs, chair upgrades, product inventory, second-location openings, or seasonal cash crunches.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your salon or barber shop and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Beauty Salons & Barber Shops funding FAQ.
Do you fund nail salons, med spas, and lash studios?
Can I use this to open a second location?
Do you fund chair-rental models?
What's the minimum monthly revenue?
Beauty Salons & Barber Shops funding in all 50 states.
We fund salons and barber shops anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$10K–$300K+/month · No collateral · Funds in 24–72 hrs
How salon and barbershop funding actually works
A salon grows by adding capacity — chairs, stations, treatment rooms, stylists — and every one of those costs money before it books its first appointment. Build-outs run tens of thousands, product inventory ties up cash on the shelf, and great stylists want to walk into a full setup, not a promise.
Funding covers the build-out or refresh, new stations and equipment, retail inventory at better wholesale terms, booking software, and the marketing that fills fresh chairs. Repayment follows your revenue, which respects how appointment businesses actually earn.
What salon owners qualify for
Most salon owners qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.