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30-second check · No credit pull

Do I qualify for business funding?

Check the boxes that apply to your business. It takes 30 seconds, there's no credit pull, and nothing is submitted until you choose to.

Bad credit OK Revenue-first 24-hr decisions

Your 30-second check

Tick what's true — nothing is submitted.

Check the boxes to see where you stand
See what I qualify for
This check is informational only and is not a credit decision, offer, or guarantee. Approval and terms are subject to underwriting review. ShopFunders is a funding marketplace, not a lender.

The real requirements, in plain English

Most working-capital and cash-advance programs come down to four things: a few months in business, steady monthly revenue, a business bank account, and recent bank statements. Notice what's not at the top of that list — a perfect credit score. Revenue-based funding looks first at your cash flow, which is why many owners who've been turned down by a bank still qualify here.

Missing one box doesn't mean no. It means the structure is different — and figuring out that structure is exactly what a real funding partner is for.

THE SHOPFUNDERS PROMISE

Not sure? Apply anyway — I'll tell you straight.

After 20 years, I've funded businesses that got a dozen "no"s everywhere else. Apply once, let me look at your actual numbers, and I'll give you the honest answer and the cheapest path — without you ever having to send your file out blindly to a room full of brokers.

Get my honest answer