Business funding for gas stations and c-stores.
Capital for fuel inventory, c-store remodels, pump upgrades, and second-location acquisitions. Available in all 50 states. Decisions in 24 hours.
Built for gas stations and c-stores. Built for speed.
Gas station and c-store operators live with fuel inventory tied up in tanks, EMV compliance deadlines, and remodel requirements that don't wait for cash flow. ShopFunders funds fuel inventory, pump upgrades, c-store remodels, foodservice build-outs, and station acquisitions — sized to how fuel and convenience revenue actually move.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment structured around fuel and c-store revenue cycles.
Capital that solves real gas station or c-store problems.
C-Store & Station Owners face fuel inventory that ties up cash, EMV/pump upgrades, c-store remodels, and the cost of acquiring a second station. Our funding is built for that — fast capital you can deploy for fuel inventory, pump upgrades, c-store remodels, foodservice build-outs, or station acquisitions.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your gas station or c-store and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Gas Stations & Convenience Stores funding FAQ.
Do you fund branded and independent stations?
Can I use this to acquire a second station?
Will this work for adding food service like Subway or Dunkin?
What's the minimum monthly revenue?
Gas Stations & Convenience Stores funding in all 50 states.
We fund gas stations and c-stores anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$50K–$2M+/month · No collateral · Funds in 24–72 hrs
How gas station funding actually works
A gas station pays for its fuel load on delivery — often $20,000 to $40,000 at a time — while card settlements trickle in days later and margins per gallon stay thin. The profit centers that actually carry the store, from the c-store inside to the car wash out back, all need their own inventory and equipment.
Working capital smooths fuel-load timing and stocks the store deeper; equipment capital covers coolers, POS, canopy and pump upgrades, and compliance work like tank monitoring — funded on your daily revenue rather than real-estate collateral.
What station owners qualify for
Most station owners qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.