Business funding for ecommerce brands.
Capital for inventory, fulfillment, and ad spend — built for fast-growing online brands. Available in all 50 states. Decisions in 24 hours.
Built for ecommerce brands. Built for speed.
Ecommerce brands grow when inventory and ad spend can move at the same pace as demand — and stall when cash is tied up waiting for marketplace payouts. ShopFunders funds inventory buys, ad-spend scaling, and fulfillment infrastructure for fast-growing DTC and marketplace brands.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Funding built around how DTC actually cash-flows — long payout cycles included.
Capital that solves real ecommerce brand problems.
Ecommerce Founders face inventory tying up cash, ad-spend cycles that don't pay off for weeks, and marketplace payout lags. Our funding is built for that — fast capital you can deploy for inventory buys, ad-spend scaling, fulfillment infrastructure, or bridging marketplace payout lags.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your ecommerce brand and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Ecommerce & DTC funding FAQ.
Do you fund Amazon-only sellers?
Can I use this for ad spend?
Do you fund Shopify, BigCommerce, WooCommerce, and headless stores?
How fast can I get capital for an inventory PO?
Ecommerce & DTC funding in all 50 states.
We fund ecommerce brands anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$15K–$2M+/month · No collateral · Funds in 24–72 hrs
How ecommerce funding actually works
Ecommerce ties up cash in tomorrow: you buy inventory months before it sells, front ad spend before the revenue it produces, and wait on Amazon, Shopify Payments, or wholesale terms to release what you have already earned. Growth makes it worse — a strong Q4 means writing your biggest purchase orders in August.
Inventory and working-capital funding closes that loop. Stock up ahead of peak season, fund a purchase order too big for your cash on hand, scale the ad campaigns that are already converting, or cover a 3PL and freight bill without starving the next buy. Repayment tracks your revenue instead of a fixed bank schedule.
What online sellers qualify for
Most ecommerce brands qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.