Capital for trucks, equipment, payroll between jobs, and seasonal cash crunches — built for trades. Available in all 50 states. Decisions in 24 hours.
Trade contractors run on truck-and-equipment capex, customer payments that arrive when they arrive, and seasonal swings that compress 70% of revenue into a few months. ShopFunders funds HVAC, plumbing, electrical, and other trade contractors with capital sized to how service-call revenue actually flows.
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Repayment sized to how trade revenue actually flows — heavier in peak season.
Trade Contractor Owners face the cost of trucks and equipment, payroll between job completions, slow customer payments, and seasonal cash swings. Our funding is built for that — fast capital you can deploy for service trucks, equipment, hiring ramps, payroll between jobs, marketing pushes, or seasonal cash bridges.
Tell us about your trade contractor and how much capital you need. No credit check to apply.
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Sign your term sheet, send your bank statements, and capital lands in your business account.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
We fund HVAC, plumbing, and electrical contractors anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$2M+/month · No collateral · Funds in 24–72 hrs