Business funding for hotels and hospitality businesses.
Capital for renovations, FF&E refresh, and the seasonal staffing every property knows. Available in all 50 states. Decisions in 24 hours.
Built for hotels and hospitality businesses. Built for speed.
Hotels, B&Bs, and STR operators face the toughest capital timing in business: rooms need to be refreshed between guests, FF&E refreshes can't wait, and seasonal occupancy swings hit hard. ShopFunders funds renovations, FF&E, expansions, and seasonal cash crunches with repayment structured around occupancy cycles.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment structured around occupancy cycles — lighter off-season, heavier in peak.
Capital that solves real hotel, B&B, or hospitality business problems.
Hotel & Hospitality Owners face seasonal occupancy swings, expensive renovations between guests, and the constant pressure to refresh the property. Our funding is built for that — fast capital you can deploy for room renovations, FF&E refresh, expansion, or bridging seasonal occupancy gaps.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your hotel, B&B, or hospitality business and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Hotels & Hospitality funding FAQ.
Do you fund short-term rental operators?
Can I use this for a renovation?
How does repayment work during slow seasons?
Do you fund boutique hotels, B&Bs, and resorts?
Hotels & Hospitality funding in all 50 states.
We fund hotels and hospitality businesses anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$2M+/month · No collateral · Funds in 24–72 hrs
How hospitality funding actually works
Hospitality spends in the off-season to earn in the peak: renovations and FF&E refreshes happen when rooms are empty, staff ramps before the bookings arrive, and OTA platforms pay out on their own calendar. Reviews reward the property that reinvests — and punish the one that can't.
Working capital carries payroll and operations through the shoulder months; property capital funds room refreshes, common areas, and the upgrades that move ADR. Repayment follows occupancy revenue.
What operators qualify for
Most hospitality operators qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.