Business funding for landscaping and lawn care businesses.
Capital for equipment, trucks, trailers, hiring ramps, and the seasonal cash flow every landscaper knows. Available in all 50 states. Decisions in 24 hours.
Built for landscaping and lawn care businesses. Built for speed.
Landscaping operators run on equipment that refreshes every few seasons, hiring ramps that need to happen before the green-up, and cash flow that compresses 70% of revenue into eight months. ShopFunders funds equipment, trucks, trailers, hiring ramps, and off-season working capital for residential and commercial landscapers, irrigation specialists, hardscape contractors, and snow-removal operators.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment sized to your seasonal cash flow — heavier in growing season, lighter in winter.
Capital that solves real landscaping or lawn care business problems.
Landscape Owners face seasonal cash flow swings, equipment that needs replacing every few seasons, and hiring ramps before peak. Our funding is built for that — fast capital you can deploy for equipment refreshes, trucks and trailers, hiring ramps before peak season, or off-season working capital.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your landscaping or lawn care business and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Landscaping & Lawn Care funding FAQ.
Do you fund commercial and residential landscapers?
Can I use this to buy a mower or skid steer?
How does this work during off-season?
What's the minimum monthly revenue?
Landscaping & Lawn Care funding in all 50 states.
We fund landscaping and lawn care businesses anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$15K–$500K+/month · No collateral · Funds in 24–72 hrs
How landscaping business funding actually works
Landscaping earns in one season and spends in all four. Mowers, trailers, and trucks need replacing on their own schedule, commercial accounts pay on net-30 to net-60, and spring means hiring and equipping crews weeks before the first invoices clear. A snow pivot needs plows and salt up front, too.
Working capital covers crew payroll and materials through the ramp; equipment capital replaces or adds mowers, trucks, and trailers without draining the account mid-season. Both repay from ongoing revenue, so a slow month never turns into missed payroll.
What landscapers qualify for
Most landscaping companies qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.