Honest Comparison

ShopFunders vs the big lenders

Most online lenders run one credit box. ShopFunders is a funding marketplace โ€” one application, shopped across multiple funders. See exactly how we stack up against the names you're weighing.

Side by side

Pick a comparison

Speed, collateral, products, and approval requirements โ€” laid out next to ShopFunders.

Why owners compare us

The marketplace difference

1

One application, multiple funders

Apply once and we route your file to funders who fit your profile โ€” instead of re-applying everywhere and stacking inquiries.

2

Built for real-world files

Newer businesses and thinner-credit profiles that fall outside a single lender's box often still get funded through the marketplace.

3

Fast, no credit check to apply

Checking your options requires no credit check. Decisions in as little as 24 hours and funding in as little as 24โ€“72 hours after you sign.

Ready when you are

See your options in 24 hours.

Apply in about 2 minutes. No collateral. No credit impact to apply. One application, multiple funders.

Apply Now →

$10K+/mo revenue ยท No collateral ยท Funds in 24โ€“72 hrs

๐Ÿ“ž Call Apply in 2 min →