ShopFunders vs the big lenders
Most online lenders run one credit box. ShopFunders is a funding marketplace — one application, shopped across multiple funders. See exactly how we stack up against the names you're weighing.
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Speed, collateral, products, and approval requirements — laid out next to ShopFunders.
The marketplace difference
One application, multiple funders
Apply once and we route your file to funders who fit your profile — instead of re-applying everywhere and stacking inquiries.
Built for real-world files
Newer businesses and thinner-credit profiles that fall outside a single lender's box often still get funded through the marketplace.
Fast, no credit check to apply
Checking your options requires no credit check. Decisions in as little as 24 hours and funding in as little as 24–72 hours after you sign.
See your options in 24 hours.
Apply in about 2 minutes. No collateral. No credit impact to apply. One application, multiple funders.
Apply Now →$10K+/mo revenue · No collateral · Funds in 24–72 hrs