Business funding for gyms and fitness studios.
Capital for equipment refreshes, build-outs, second-location openings, and seasonal cash crunches. Available in all 50 states. Decisions in 24 hours.
Built for gyms and fitness studios. Built for speed.
Gym and fitness studio operators face capital pressure that doesn't match standard bank lending: equipment refreshes every few years, build-outs for second locations, member acquisition pushes during the January rush, and seasonal swings the rest of the year. ShopFunders funds equipment, build-outs, expansions, and working capital for gyms, boutique studios, CrossFit boxes, yoga and pilates studios, and martial arts schools.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment scaled to membership-driven monthly revenue.
Capital that solves real gym or fitness studio problems.
Gym & Studio Owners face the cost of equipment refreshes, second-location build-outs, seasonal membership swings, and acquiring a competitor. Our funding is built for that — fast capital you can deploy for equipment refreshes, build-outs, second-location openings, member acquisition pushes, or seasonal cash gaps.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your gym or fitness studio and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Gyms & Fitness Studios funding FAQ.
Do you fund boutique studios, big-box gyms, and CrossFit?
Can I use this for a second-location build-out?
How does repayment work with January membership swings?
What's the minimum monthly revenue?
Gyms & Fitness Studios funding in all 50 states.
We fund gyms and fitness studios anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$15K–$500K+/month · No collateral · Funds in 24–72 hrs
How gym and fitness studio funding actually works
A gym sells an environment, and environments age: equipment wears in public view, a build-out or expansion has to finish before it sells a single membership, and the January wave rewards the gym that spent Q4 getting ready for it. Membership software and marketing feed the machine.
Equipment capital refreshes the floor and funds expansion; working capital powers the seasonal marketing push and carries payroll while new memberships compound. Repayment tracks your recurring revenue.
What gym owners qualify for
Most gym owners qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.