💪 Gyms & Fitness Studios · Nationwide

Business funding for gyms and fitness studios.

Capital for equipment refreshes, build-outs, second-location openings, and seasonal cash crunches. Available in all 50 states. Decisions in 24 hours.

★★★★★ 5.0 on Google No credit check Decision in 24hr
Modern gym interior
$
Funded fastDecisions in 24 hours
50
States we fund gyms and fitness studios in
24hr
Decision on every application
$0
Collateral or personal guarantee
$15K+
Monthly revenue minimum
Why ShopFunders

Built for gyms and fitness studios. Built for speed.

Gym and fitness studio operators face capital pressure that doesn't match standard bank lending: equipment refreshes every few years, build-outs for second locations, member acquisition pushes during the January rush, and seasonal swings the rest of the year. ShopFunders funds equipment, build-outs, expansions, and working capital for gyms, boutique studios, CrossFit boxes, yoga and pilates studios, and martial arts schools.

Decisions in 24 hours

Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.

No collateral, no PG

We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.

Industry-specific structures

Repayment scaled to membership-driven monthly revenue.

What We Fund

Capital that solves real gym or fitness studio problems.

Gym & Studio Owners face the cost of equipment refreshes, second-location build-outs, seasonal membership swings, and acquiring a competitor. Our funding is built for that — fast capital you can deploy for equipment refreshes, build-outs, second-location openings, member acquisition pushes, or seasonal cash gaps.

TreadmillsStrength equipmentCardio rigsFree weightsSound systemsLocker rooms
Ready to fund your gym or fitness studio? 2-min application · Decision in 24hr · No credit impact to apply
Apply Now →
How It Works

Three steps. Zero runaround.

01

Apply in 2 minutes

Tell us about your gym or fitness studio and how much capital you need. No credit check to apply.

02

Decision in 24 hours

Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.

03

Funded in 24–72 hours

Sign your term sheet, send your bank statements, and capital lands in your business account.

Reviews

Real owners. Real reviews.

★★★★★
5.0 on Google · Read every review →
★★★★★

"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."

HT
H T Y T Enterprises LLCVerified Google review
Google
★★★★★

"ShopFunder is A1! Helped so much!"

MD
Matthew DineenLocal Guide · 19 reviews
Google
Common Questions

Gyms & Fitness Studios funding FAQ.

Do you fund boutique studios, big-box gyms, and CrossFit?
Yes — boutique studios, big-box gyms, CrossFit boxes, yoga and pilates studios, and martial arts schools all qualify.
Can I use this for a second-location build-out?
Yes — second-location build-outs, equipment installs, and opening payroll are standard use cases.
How does repayment work with January membership swings?
Payments scale with revenue — heavier when membership is up, lighter during summer slowdowns.
What's the minimum monthly revenue?
$15K/month, in business at least 6 months. Most fitness clients are doing $30K–$200K/month.
Get Funded

Start your application — 2 minutes.

Tell us about your gym or fitness studio and how much capital you need. No credit check to apply.

Start My Application →
No credit check Secured by JotForm Decisions in 24hr
By State

Gyms & Fitness Studios funding in all 50 states.

We fund gyms and fitness studios anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.

Ready when you are

Capital that moves at your speed.

Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.

Apply Now →

$15K–$500K+/month · No collateral · Funds in 24–72 hrs

📞 Call Apply in 2 min →