Business funding for auto repair and body shops.
Capital for diagnostic equipment, lifts, body bays, and parts inventory — built for independent shops. Available in all 50 states. Decisions in 24 hours.
Built for auto repair and body shops. Built for speed.
Auto repair operators run on diagnostic equipment that refreshes every 3-5 years, parts inventory that ties up cash, and bay capacity that caps revenue. ShopFunders funds diagnostic upgrades, new bays, paint booths, body equipment, and parts inventory — sized to how independent shops actually take in revenue.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Daily or weekly payments structured around how auto shops actually take in revenue.
Capital that solves real auto repair shop problems.
Auto Repair Owners face expensive diagnostic equipment refreshes, parts inventory tied up in slow-moving SKUs, and the cost of expanding bay capacity. Our funding is built for that — fast capital you can deploy for diagnostic equipment, new bays, paint booth upgrades, parts inventory, or expanding into body work.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your auto repair shop and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Auto Repair & Body Shops funding FAQ.
Do you fund body shops and collision centers?
Can I use this for diagnostic equipment?
How fast can I get funded for a parts inventory load?
What's the minimum monthly revenue?
Auto Repair & Body Shops funding in all 50 states.
We fund auto repair and body shops anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$500K+/month · No collateral · Funds in 24–72 hrs
How auto repair shop funding actually works
A repair shop's earning power is its bays and its equipment. A lift, an alignment machine, or the ADAS calibration rig that modern vehicles now require can each run five figures — and every day a bay sits idle or a job gets referred out is revenue handed to a competitor. Parts go on your card today; fleet and warranty accounts pay in 30 to 60.
Equipment capital adds or replaces lifts, diagnostics, and calibration gear; working capital carries parts inventory, tech payroll, and fleet receivables. Repayment is sized to your monthly revenue, not a bank's collateral formula.
What shop owners qualify for
Most repair shops qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.