Business funding for medical practices.
Working capital and equipment funding for practices navigating insurance reimbursement lags. Available in all 50 states. Decisions in 24 hours.
Built for medical practices. Built for speed.
Medical practices operate on a unique cash cycle: you deliver care today and get paid 60–90 days later when insurance settles. ShopFunders provides working capital and equipment funding sized to that reality — whether you're a solo practitioner, a multi-provider group, or scaling into a new specialty.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment aligned with how insurance actually pays out — not heavily front-loaded.
Capital that solves real medical practice problems.
Medical Practice Owners face 90-day insurance lags, expensive equipment refreshes, and growing staffing costs. Our funding is built for that — fast capital you can deploy for practice acquisition, equipment upgrades, new locations, or bridging insurance reimbursement gaps.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your medical practice and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Medical Practices funding FAQ.
Do you fund solo practitioners and groups?
What can I use the funds for?
Will this affect my hospital privileges or DEA registration?
How does repayment work with insurance reimbursement lags?
Medical Practices funding in all 50 states.
We fund medical practices anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$15K–$1M+/month · No collateral · Funds in 24–72 hrs
How medical practice funding actually works
A practice pairs six-figure equipment with slow insurance money: imaging, exam-room build-outs, and EHR systems cost up front, while carrier reimbursements stretch collections out 30 to 90 days. Clinical payroll never waits for the payors, and neither does growth.
Practice funding covers equipment and build-outs, bridges reimbursement cycles, funds hiring, and finances the next location - underwritten on your production and collections rather than pledging personal assets.
What practices qualify for
Most practices qualify for $10,000 to $2,000,000 based on monthly revenue - typically 3+ months operating and about $10,000+ per month. Recent business bank statements start it, decisions come in about 24 hours, and funds land within 24 to 72 hours of accepting.