Working capital and equipment funding for practices navigating insurance reimbursement lags.
California is the largest small-business market in the country — and the most competitive for fast capital. Whether you're operating in Los Angeles, San Francisco, and San Diego or anywhere across California, we underwrite based on your business's revenue and trajectory — not your zip code.
Built for California's medical practices operators who need capital that moves.
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Repayment aligned with how insurance actually pays out — not heavily front-loaded.
California medical practice owners face 90-day insurance lags, expensive equipment refreshes, and growing staffing costs. Our funding is built for that — fast capital you can deploy for practice acquisition, equipment upgrades, new locations, or bridging insurance reimbursement gaps.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Tell us about your medical practice and how much capital you need. No credit check to apply.
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Sign your term sheet, send your bank statements, and capital lands in your California business account.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$15K–$1M+/month · No collateral · Funds in 24–72 hrs