Business funding for restaurants in California.
Fast capital that matches your seasonal cash flow — no collateral, no runaround.
Why California Restaurant Owners choose ShopFunders.
California is the largest small-business market in the country — and the most competitive for fast capital. Whether you're operating in Los Angeles, San Francisco, and San Diego or anywhere across California, we underwrite based on your business's revenue and trajectory — not your zip code.
Built for California's restaurants & food service operators who need capital that moves.
Built for restaurants — built for speed.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Daily or weekly payments structured around how restaurants actually take in revenue.
Capital that solves real restaurant problems.
California restaurant owners face thin margins, seasonal swings, equipment breakdowns, and staffing pressure before peak season. Our funding is built for that — fast capital you can deploy for kitchen upgrades, new locations, catering contract staffing, or covering a slow off-season.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your restaurant and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your California business account.
California capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$10K–$900K/month · No collateral · Funds in 24–72 hrs