Fast capital that matches your seasonal cash flow — no collateral, no runaround. Available in all 50 states. Decisions in 24 hours.
Restaurants run on cash flow that doesn't care about your bank's processing timeline. Whether you're a 30-seat neighborhood spot, a fast-casual chain, a ghost kitchen, or a catering operator, ShopFunders structures funding around how restaurants actually take in revenue — daily, with the seasonality and shift pressure baked in.
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Daily or weekly payments structured around how restaurants actually take in revenue.
Restaurant Owners face thin margins, seasonal swings, equipment breakdowns, and staffing pressure before peak season. Our funding is built for that — fast capital you can deploy for kitchen upgrades, new locations, catering contract staffing, or covering a slow off-season.
Tell us about your restaurant and how much capital you need. No credit check to apply.
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Sign your term sheet, send your bank statements, and capital lands in your business account.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
We fund restaurants anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$10K–$900K/month · No collateral · Funds in 24–72 hrs