Business funding for liquor stores.
Capital for inventory loads, store remodels, second-location expansions, and seasonal stock-ups. Available in all 50 states. Decisions in 24 hours.
Built for liquor stores. Built for speed.
Liquor store operators live with inventory cycles tied to holidays, wholesale deals that demand cash on the table, and second-location opportunities that close fast. ShopFunders funds holiday inventory loads, store remodels, second-location acquisitions, and wholesale-buy capital for independent and chain liquor retailers.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment structured around how liquor retail revenue actually flows — heavier around holidays.
Capital that solves real liquor store problems.
Liquor Store Owners face inventory tying up cash, holiday-season stock-ups, store remodels, and the cost of acquiring a second location. Our funding is built for that — fast capital you can deploy for holiday inventory loads, store remodels, second-location acquisitions, or wholesale-buy opportunities.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your liquor store and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Liquor Stores funding FAQ.
Do you fund single-store and multi-store operators?
Can I use this for holiday inventory?
Can I use this to acquire another store?
What's the minimum monthly revenue?
Liquor Stores funding in all 50 states.
We fund liquor stores anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$500K+/month · No collateral · Funds in 24–72 hrs
How liquor store funding actually works
A liquor store's profit lives on its shelves: depth and selection drive baskets, distributors want quick payment terms, and the November-December stock-up — the buy that makes the year — has to be financed months of margin in advance. Coolers, security, and POS systems age on their own schedule.
Inventory funding lets you buy deeper and take distributor deals; equipment capital covers walk-in coolers, shelving, security, and POS. Both repay from daily register revenue, which is exactly what we underwrite.
What store owners qualify for
Most store owners qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.