Funding for Convenience Stores in All 50 States
Fast, flexible capital for convenience stores and bodegas in All 50 States. Up to $2,000,000, decisions in 24 hours, and no collateral.
See What You Qualify For →Capital built for convenience stores
C-stores run on inventory turns and thin margins. We fund convenience stores for inventory, coolers, POS upgrades, and remodels.
How convenience store funding actually works
A c-store lives on inventory turns and thin margins: cash sits on the shelves, coolers and POS systems age, and the profitable additions — food service, lottery, ATM, beer cave — all demand capital before they pay back. Distributors want payment on delivery while credit-card settlements trickle in. Store funding is sized for exactly this operating rhythm.
Two structures that fit c-stores
Inventory and working capital. Stock shelves deeper ahead of peak weeks, take distributor bulk discounts, and smooth the gap between delivery invoices and register receipts.
Equipment and remodel capital. Coolers, freezers, fountain and coffee programs, POS upgrades, security systems, and store refreshes that lift basket size.
What store owners use it for
Inventory buys, cooler and freezer replacement, POS and back-office systems, remodels and lighting, food-service build-outs, and adding lottery, ATM, or EBT capability. From $10,000 to $2,000,000, based on monthly sales.
Why owners skip the bank
Banks dislike thin-margin retail; we underwrite daily register revenue. No collateral, bad credit considered, decisions in about 24 hours, funds typically in 24–72. Most stores qualify with 3+ months operating and about $10,000+ in monthly revenue — recent business bank statements get it moving.
Why owners choose ShopFunders
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for your industry
Structures that fit how convenience stores and bodegas actually earn and spend.
Convenience Stores funding across the country
We fund convenience stores and bodegas nationwide.
Frequently asked questions
How do convenience stores get business funding?
C-stores qualify on daily register revenue rather than collateral — most owners qualify for $10,000 to $2,000,000 with 3+ months operating and about $10,000+ in monthly revenue, with a decision in about 24 hours.
Can I get inventory financing for my store?
Yes. Inventory and working capital lets you stock deeper ahead of peak weeks and take distributor bulk discounts, repaid from daily sales instead of a fixed bank schedule.
Can I finance coolers, POS, or a store remodel?
Yes. Equipment and remodel capital covers coolers and freezers, fountain and coffee programs, POS systems, security, and refreshes that lift basket size — with funds typically in 24 to 72 hours.
How much funding can I get?
Most businesses access $10,000 to $2,000,000, based mainly on monthly revenue and business performance.
How fast can I get funded?
Approvals can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your convenience stores business?
Join the owners who chose speed and a partner that says yes. Get your estimate in 2 minutes.
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