Business funding for franchise owners.
Capital for second-unit acquisitions, mandatory remodels, royalty bridges, and multi-unit working capital. Available in all 50 states. Decisions in 24 hours.
Built for franchise owners. Built for speed.
Franchise owners face capital pressure that traditional bank lending doesn't address: mandatory remodels on the franchisor's timeline, second-unit acquisitions, royalty payments due before customer revenue clears. ShopFunders funds franchisees across QSR, fast-casual, fitness, retail, and service concepts — sized to multi-unit cash flow.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment structured around how multi-unit franchise revenue actually flows.
Capital that solves real franchise owner problems.
Franchise Owners face the cost of opening a second or third unit, franchisor remodel requirements, and royalty-payment timing. Our funding is built for that — fast capital you can deploy for second-unit acquisitions, mandatory remodels, opening payroll, build-outs, or multi-unit working capital.
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your franchise owner and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your business account.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Franchise Owners funding FAQ.
Do you fund single-unit and multi-unit franchisees?
What franchise concepts qualify?
Can I use this to acquire a second unit?
Will the franchisor need to approve?
Franchise Owners funding in all 50 states.
We fund franchise owners anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.
Capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$2M+/month · No collateral · Funds in 24–72 hrs
How franchise funding actually works
Franchising trades independence for a playbook — and the playbook has bills: franchise fees and build-out costs to open, franchisor-mandated remodels on a fixed calendar, and royalty payments that come off the top whether the month was good or not. The next unit is always a capital question.
Franchise funding covers build-outs and equipment for the next location, mandated remodels, and working capital through a ramp — underwritten on your unit revenue, which franchise operators can document better than almost anyone.
What franchisees qualify for
Most franchise owners qualify for $10,000 to $2,000,000 based on monthly revenue — typically 3+ months in business and roughly $10,000+ per month. Recent business bank statements are all it takes to start, decisions arrive in about 24 hours, and funds typically land within 24–72 hours of accepting.