๐Ÿข Franchise Owners ยท Nationwide

Business funding for franchise owners.

Capital for second-unit acquisitions, mandatory remodels, royalty bridges, and multi-unit working capital. Available in all 50 states. Decisions in 24 hours.

โ˜…โ˜…โ˜…โ˜…โ˜… 5.0 on Google โ—No credit check โ—Decision in 24hr
Franchise storefront
$
Funded fastDecisions in 24 hours
50
States we fund franchise owners in
24hr
Decision on every application
$0
Collateral or personal guarantee
$25K+
Monthly revenue minimum
Why ShopFunders

Built for franchise owners. Built for speed.

Franchise owners face capital pressure that traditional bank lending doesn't address: mandatory remodels on the franchisor's timeline, second-unit acquisitions, royalty payments due before customer revenue clears. ShopFunders funds franchisees across QSR, fast-casual, fitness, retail, and service concepts โ€” sized to multi-unit cash flow.

โšก

Decisions in 24 hours

Submit before noon, get a decision by end of day. Most banks take weeks โ€” we commit to 24 hours, every time.

โˆ…

No collateral, no PG

We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.

โŸ

Industry-specific structures

Repayment structured around how multi-unit franchise revenue actually flows.

What We Fund

Capital that solves real franchise owner problems.

Franchise Owners face the cost of opening a second or third unit, franchisor remodel requirements, and royalty-payment timing. Our funding is built for that โ€” fast capital you can deploy for second-unit acquisitions, mandatory remodels, opening payroll, build-outs, or multi-unit working capital.

Ff&e refreshSignage updatesKitchen equipmentPos systemsBuild-outs
Ready to fund your franchise owner? 2-min application ยท Decision in 24hr ยท No credit impact to apply
Apply Now →
How It Works

Three steps. Zero runaround.

01

Apply in 2 minutes

Tell us about your franchise owner and how much capital you need. No credit check to apply.

02

Decision in 24 hours

Our underwriting team reviews same-day. We say yes fast โ€” or tell you exactly what we'd need to get there.

03

Funded in 24โ€“72 hours

Sign your term sheet, send your bank statements, and capital lands in your business account.

Reviews

Real owners. Real reviews.

โ˜…โ˜…โ˜…โ˜…โ˜…
5.0 on Google ยท Read every review โ†’
โ˜…โ˜…โ˜…โ˜…โ˜…

"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."

HT
H T Y T Enterprises LLCVerified Google review
Google
โ˜…โ˜…โ˜…โ˜…โ˜…

"ShopFunder is A1! Helped so much!"

MD
Matthew DineenLocal Guide ยท 19 reviews
Google
Common Questions

Franchise Owners funding FAQ.

Do you fund single-unit and multi-unit franchisees?
Both. We fund single-unit owners opening their second location, and multi-unit operators scaling to 10+ locations.
What franchise concepts qualify?
All of them โ€” QSR, fast-casual, full-service, fitness, retail, automotive, and service-based franchises all qualify.
Can I use this to acquire a second unit?
Yes โ€” second-unit and additional-unit acquisitions are one of our most common franchise use cases.
Will the franchisor need to approve?
Generally no โ€” this is unsecured business funding against your unit's revenue, not a loan secured by the franchise agreement itself.
Get Funded

Start your application โ€” 2 minutes.

Tell us about your franchise owner and how much capital you need. No credit check to apply.

Start My Application →
โ—No credit check โ—Secured by JotForm โ—Decisions in 24hr
By State

Franchise Owners funding in all 50 states.

We fund franchise owners anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.

Ready when you are

Capital that moves at your speed.

Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.

Apply Now →

$25Kโ€“$2M+/month ยท No collateral ยท Funds in 24โ€“72 hrs

๐Ÿ“ž Call Apply in 2 min →