👶 Daycare & Childcare Centers · Nationwide

Business funding for daycares and childcare centers.

Capital for expansions, classroom build-outs, playground upgrades, and second-location openings. Available in all 50 states. Decisions in 24 hours.

★★★★★ 5.0 on Google No credit check Decision in 24hr
Childcare center
$
Funded fastDecisions in 24 hours
50
States we fund daycares and childcare centers in
24hr
Decision on every application
$0
Collateral or personal guarantee
$25K+
Monthly revenue minimum
Why ShopFunders

Built for daycares and childcare centers. Built for speed.

Daycare operators face capital pressure tied to enrollment cycles, classroom compliance upgrades, and second-location openings that can't wait for traditional bank timelines. ShopFunders funds classroom expansions, playground upgrades, safety compliance, and multi-location growth for daycares, Montessori schools, learning centers, and after-school programs.

Decisions in 24 hours

Submit before noon, get a decision by end of day. Most banks take weeks — we commit to 24 hours, every time.

No collateral, no PG

We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.

Industry-specific structures

Repayment structured around tuition cycles and enrollment patterns.

What We Fund

Capital that solves real daycare or childcare center problems.

Daycare Owners face the cost of classroom build-outs, playground compliance upgrades, staff ratio requirements, and second-location capital. Our funding is built for that — fast capital you can deploy for classroom expansions, playground upgrades, second-location openings, or working capital between tuition cycles.

Playground equipmentClassroom furnitureSafety upgradesSecurity systemsKitchen equipment
Ready to fund your daycare or childcare center? 2-min application · Decision in 24hr · No credit impact to apply
Apply Now →
How It Works

Three steps. Zero runaround.

01

Apply in 2 minutes

Tell us about your daycare or childcare center and how much capital you need. No credit check to apply.

02

Decision in 24 hours

Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.

03

Funded in 24–72 hours

Sign your term sheet, send your bank statements, and capital lands in your business account.

Reviews

Real owners. Real reviews.

★★★★★
5.0 on Google · Read every review →
★★★★★

"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."

HT
H T Y T Enterprises LLCVerified Google review
Google
★★★★★

"ShopFunder is A1! Helped so much!"

MD
Matthew DineenLocal Guide · 19 reviews
Google
Common Questions

Daycare & Childcare Centers funding FAQ.

Do you fund daycare chains and Montessori schools?
Yes — chain daycares, Montessori, faith-based programs, learning centers, and after-school programs all qualify.
Can I use this for a second-location build-out?
Yes — second-location classrooms, playground installs, and opening payroll are standard use cases.
Will this affect my state licensing?
No — this is a business funding facility against your center's revenue. It doesn't touch state licensing or accreditation.
What's the minimum monthly revenue?
$25K/month, in business at least 6 months. Most daycare clients are doing $50K–$300K/month.
Get Funded

Start your application — 2 minutes.

Tell us about your daycare or childcare center and how much capital you need. No credit check to apply.

Start My Application →
No credit check Secured by JotForm Decisions in 24hr
By State

Daycare & Childcare Centers funding in all 50 states.

We fund daycares and childcare centers anywhere in the U.S. Pick your state to see local funding details, common use cases, and underwriting criteria.

Ready when you are

Capital that moves at your speed.

Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.

Apply Now →

$25K–$500K+/month · No collateral · Funds in 24–72 hrs

📞 Call Apply in 2 min →