Capital for expansions, classroom build-outs, playground upgrades, and second-location openings.
Minnesota's Twin Cities metro has a deep base of medical, retail, and hospitality businesses. Whether you're operating in Minneapolis, Saint Paul, and Rochester or anywhere across Minnesota, we underwrite based on your business's revenue and trajectory — not your zip code.
Minnesota combines healthcare, retail, and manufacturing with one of the strongest small-business cultures in the Midwest.
We fund daycares and childcare centers in Minneapolis, St. Paul, Rochester, and Duluth, and in communities of every size across Minnesota. Because ShopFunders is a funding facilitation service — not a bank — Minnesota owners are approved on the strength of their business’s revenue and trajectory, not collateral, a zip code, or a perfect credit score.
Many Minnesota business owners come to us after a traditional bank turns them away. Whether you need working capital for payroll and inventory, money for new equipment, or a cushion to get through a slow season, we move at your speed — decisions in 24 hours and funding in 24–72. Explore all daycares and childcare centers funding →
Reviewed and updated May 2026 · Serving Minnesota and small businesses nationwide.
Built for Minnesota's daycare & childcare centers operators who need capital that moves.
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Repayment structured around tuition cycles and enrollment patterns.
Minnesota daycare owners face the cost of classroom build-outs, playground compliance upgrades, staff ratio requirements, and second-location capital. Our funding is built for that — fast capital you can deploy for classroom expansions, playground upgrades, second-location openings, or working capital between tuition cycles.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Tell us about your daycare or childcare center and how much capital you need. No credit check to apply.
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Sign your term sheet, send your bank statements, and capital lands in your Minnesota business account.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$500K+/month · No collateral · Funds in 24–72 hrs