Business funding for daycares and childcare centers in New York.
Capital for expansions, classroom build-outs, playground upgrades, and second-location openings.
Why New York Daycare Owners choose ShopFunders.
New York is a top-3 state nationally for small-business volume, anchored by the NYC metro. Whether you're operating in New York City, Buffalo, and Rochester or anywhere across New York, we underwrite based on your business's revenue and trajectory — not your zip code.
Built for New York's daycare & childcare centers operators who need capital that moves.
Built for daycares and childcare centers — built for speed.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment structured around tuition cycles and enrollment patterns.
Capital that solves real daycare or childcare center problems.
New York daycare owners face the cost of classroom build-outs, playground compliance upgrades, staff ratio requirements, and second-location capital. Our funding is built for that — fast capital you can deploy for classroom expansions, playground upgrades, second-location openings, or working capital between tuition cycles.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your daycare or childcare center and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your New York business account.
New York capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$500K+/month · No collateral · Funds in 24–72 hrs