Capital for inventory, fulfillment, and ad spend — built for fast-growing online brands.
New York is a top-3 state nationally for small-business volume, anchored by the NYC metro. Whether you're operating in New York City, Buffalo, and Rochester or anywhere across New York, we underwrite based on your business's revenue and trajectory — not your zip code.
Built for New York's ecommerce & dtc operators who need capital that moves.
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Funding built around how DTC actually cash-flows — long payout cycles included.
New York ecommerce founders face inventory tying up cash, ad-spend cycles that don't pay off for weeks, and marketplace payout lags. Our funding is built for that — fast capital you can deploy for inventory buys, ad-spend scaling, fulfillment infrastructure, or bridging marketplace payout lags.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Tell us about your ecommerce brand and how much capital you need. No credit check to apply.
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Sign your term sheet, send your bank statements, and capital lands in your New York business account.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$15K–$2M+/month · No collateral · Funds in 24–72 hrs