Funding for Accounting & Tax Practices in All 50 States
Fast, flexible capital for accounting and tax practices in All 50 States. Up to $2,000,000, decisions in 24 hours, and no collateral.
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Capital built for accounting & tax practices
Your revenue spikes hard from January to April and then flattens for eight months, but payroll, rent, and software renewals never take a break. ShopFunders funds accounting and tax practices so you can cover the slow stretch, buy out a retiring partner, or upgrade your stack without draining the firm's reserves.
How accounting practice funding actually works
Public accounting runs on a lopsided calendar. Roughly 60% of a tax-and-bookkeeping firm's revenue lands in a 14-week window, yet you carry full-time staff, office space, and $8,000–$40,000 a year in software and e-filing licenses through the quiet summer and fall. Add a partner buyout or a book of clients you want to acquire, and the timing rarely lines up with cash on hand.
Two structures that fit accounting firms
Working-capital funding. A lump sum repaid from your ongoing billings, sized to your monthly revenue. Practices use it to make payroll between seasons, cover renewals, and keep senior staff on the bench so they are ready when January hits.
Acquisition and growth capital. Larger amounts to buy out a retiring partner, purchase a competitor's client list, or open a second location. You keep the equity; the capital gets repaid as those new clients start billing.
What accounting owners use it for
Off-season payroll, tax software and e-file licenses, practice acquisitions, new hires, and marketing before the season ramps. From $10,000 to $2,000,000 based on monthly revenue.
Why accountants skip the bank
Banks want two years of tax returns and a personal guarantee, then take weeks. We give decisions in about 24 hours and funds in 24–72. Most firms qualify with 3+ months operating and roughly $10,000+ in monthly revenue — recent business bank statements start it. Bad credit is considered, and no collateral is required.
Why owners choose ShopFunders
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for your industry
Structures that fit how accounting and tax practices actually earn and spend.
Accounting & Tax Practices funding across the country
We fund accounting and tax practices nationwide.
Frequently asked questions
Can I get funding to buy out a retiring partner or acquire another practice?
Yes. Acquisition capital runs from 10,000 to 2,000,000 based on your monthly revenue, and most firms qualify with 3+ months in business and roughly 10,000+ per month. Send recent business bank statements and you get a decision in about 24 hours, funds in 24 to 72.
Will slow summer revenue stop me from qualifying?
No. We look at your overall monthly deposits, not just the tax-season peak. With 3+ months operating and around 10,000+ in monthly revenue you can qualify even in the off-season, no collateral needed and bad credit considered. Apply in about 2 minutes.
How much funding can I get?
Most businesses access $10,000 to $2,000,000, based mainly on monthly revenue and business performance.
How fast can I get funded?
Approvals can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your accounting & tax practices business?
Join the owners who chose speed and a partner that says yes. Get your estimate in 2 minutes.
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