Business funding for HVAC, plumbing, and electrical contractors in California.
Capital for trucks, equipment, payroll between jobs, and seasonal cash crunches — built for trades.
Why California Trade Contractor Owners choose ShopFunders.
California is the largest small-business market in the country — and the most competitive for fast capital. Whether you're operating in Los Angeles, San Francisco, and San Diego or anywhere across California, we underwrite based on your business's revenue and trajectory — not your zip code.
Built for California's hvac, plumbing & electrical contractors operators who need capital that moves.
Built for HVAC, plumbing, and electrical contractors — built for speed.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment sized to how trade revenue actually flows — heavier in peak season.
Capital that solves real trade contractor problems.
California trade contractor owners face the cost of trucks and equipment, payroll between job completions, slow customer payments, and seasonal cash swings. Our funding is built for that — fast capital you can deploy for service trucks, equipment, hiring ramps, payroll between jobs, marketing pushes, or seasonal cash bridges.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your trade contractor and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your California business account.
California capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$2M+/month · No collateral · Funds in 24–72 hrs