Business funding for HVAC, plumbing, and electrical contractors in South Carolina.
Capital for trucks, equipment, payroll between jobs, and seasonal cash crunches — built for trades.
Why South Carolina Trade Contractor Owners choose ShopFunders.
South Carolina's Charleston and Greenville metros support a fast-growing community of business owners. Whether you're operating in Charleston, Columbia, and Greenville or anywhere across South Carolina, we underwrite based on your business's revenue and trajectory — not your zip code.
Funding for home-services businesses across South Carolina.
South Carolina pairs advanced manufacturing and tourism with one of the faster-growing small-business bases in the South.
We fund home-services businesses in Charleston, Columbia, Greenville, and Mount Pleasant, and in communities of every size across South Carolina. Because ShopFunders is a funding facilitation service — not a bank — South Carolina owners are approved on the strength of their business’s revenue and trajectory, not collateral, a zip code, or a perfect credit score.
Many South Carolina business owners come to us after a traditional bank turns them away. Whether you need working capital for payroll and inventory, money for new equipment, or a cushion to get through a slow season, we move at your speed — decisions in 24 hours and funding in 24–72. Explore all home-services businesses funding →
Reviewed and updated May 2026 · Serving South Carolina and small businesses nationwide.
Built for South Carolina's hvac, plumbing & electrical contractors operators who need capital that moves.
Built for HVAC, plumbing, and electrical contractors — built for speed.
Decisions in 24 hours
Submit before noon, get a decision by end of day. Most lenders take weeks — we commit to 24 hours.
No collateral, no PG
We fund based on your business's revenue. No home pledged, no personal guarantees, no liens on your assets.
Industry-specific structures
Repayment sized to how trade revenue actually flows — heavier in peak season.
Capital that solves real trade contractor problems.
South Carolina trade contractor owners face the cost of trucks and equipment, payroll between job completions, slow customer payments, and seasonal cash swings. Our funding is built for that — fast capital you can deploy for service trucks, equipment, hiring ramps, payroll between jobs, marketing pushes, or seasonal cash bridges.
Real owners. Real reviews.
"Literally the best. The team at ShopFunder are professional and second to none when it comes to meeting or exceeding expectations."
"ShopFunder is A1! Helped so much!"
Three steps. Zero runaround.
Apply in 2 minutes
Tell us about your trade contractor and how much capital you need. No credit check to apply.
Decision in 24 hours
Our underwriting team reviews same-day. We say yes fast — or tell you exactly what we'd need to get there.
Funded in 24–72 hours
Sign your term sheet, send your bank statements, and capital lands in your South Carolina business account.
South Carolina capital that moves at your speed.
Apply in about 2 minutes. No collateral. No credit impact to apply. Decision in 24 hours.
Apply Now →$25K–$2M+/month · No collateral · Funds in 24–72 hrs