Funding for Nail Salons in All 50 States
Fast, flexible capital for nail salons and day spas in All 50 States. Up to $2,000,000, decisions in 24 hours, and no collateral.
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Capital built for nail salons
Stations, chairs, and product inventory all cost money before the appointments fill them, and a salon grows one station at a time. We fund nail salons for build-outs, equipment, inventory, and hiring.
How nail salon funding actually works
A nail salon grows one station at a time, and every station, pedicure chair, and shelf of product costs money before the appointments fill it. Build-outs and remodels land up front, and a strong salon still has slower weeks to carry. Salon funding pays for the capacity that books more clients and smooths the months in between.
Two structures that fit salons
Equipment and build-out capital. Manicure stations, pedicure chairs, ventilation, and full salon build-outs or remodels.
Working capital. Product and polish inventory, technician hiring and training, and marketing that fills the book — repaid from ongoing revenue.
What salon owners use it for
Stations and pedicure chairs, product inventory, build-outs and remodels, hiring and training techs, booking software and marketing, and opening a second location. From $10,000 to $2,000,000 based on monthly revenue.
Why salons skip the bank
Banks rarely value an appointment book; we underwrite exactly that recurring revenue. No collateral, bad credit considered, decisions in about 24 hours, funds in 24–72. Most salons qualify with 3+ months operating and about $10,000+ in monthly revenue — recent business bank statements start it.
Why owners choose ShopFunders
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for your industry
Structures that fit how nail salons and day spas actually earn and spend.
Nail Salons funding across the country
We fund nail salons and day spas nationwide.
Frequently asked questions
How do I get funding for a nail salon?
Nail salons qualify on monthly revenue rather than collateral — typically $10,000 to $2,000,000 with 3+ months in business and about $10,000+ in monthly revenue. Recent business bank statements start it, with a decision in about 24 hours.
Can I finance a salon build-out or new stations?
Yes. Equipment and build-out capital covers manicure stations, pedicure chairs, ventilation, and full remodels — the capacity that books more clients. Funds typically arrive within 24 to 72 hours.
Can a salon owner with bad credit qualify?
Yes. Underwriting looks at your bookings and revenue, not your credit score. Bad credit is considered, no collateral is required, and decisions come in about 24 hours.
How much funding can I get?
Most businesses access $10,000 to $2,000,000, based mainly on monthly revenue and business performance.
How fast can I get funded?
Approvals can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your nail salons business?
Join the owners who chose speed and a partner that says yes. Get your estimate in 2 minutes.
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