Funding for Electricians in All 50 States
Fast, flexible capital for electrical contractors in All 50 States. Up to $2,000,000, decisions in 24 hours, and no collateral.
See What You Qualify For →Capital built for electricians
Electrical contractors front materials and labor long before a project pays out. We fund electricians for materials, payroll, equipment, and larger commercial jobs.
How electrical contractor funding actually works
Electrical work fronts serious material cost — wire, panels, breakers, fixtures — at prices that move with the copper market, and GC pay applications routinely stretch 45 to 90 days. Add bonding requirements, licensed-labor payroll, and the surge of EV-charger and panel-upgrade work, and a growing shop can be profitable on paper while starving for cash. Contractor funding fixes the timing.
Two structures that fit electrical shops
Working-capital funding. Buy materials for the next job, make payroll between pay apps, and take overlapping projects — repaid as draws clear.
Receivables funding. Advance against approved pay applications and invoices so a GC's schedule never dictates your payroll.
What electrical contractors use it for
Material purchases ahead of price swings, crew payroll, service vans and lifts, bonding and insurance, EV-charger certification and stock, and estimating or bidding software. From $10,000 to $2,000,000 based on monthly revenue.
Why electricians skip the bank
Banks underwrite collateral; we underwrite your contracted work and revenue. No collateral pledged, bad credit considered, a decision in about 24 hours, and funds within 24–72. Most shops qualify at 3+ months in business and roughly $10,000+ in monthly revenue — recent business bank statements start the process.
Why owners choose ShopFunders
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for your industry
Structures that fit how electrical contractors actually earn and spend.
Electricians funding across the country
We fund electrical contractors nationwide.
Frequently asked questions
How do electrical contractors get funding?
Electrical shops are funded on monthly revenue and contracted work rather than collateral — most qualify for $10,000 to $2,000,000 with 3+ months in business and roughly $10,000+ in monthly revenue, with decisions in about 24 hours.
Can I get capital for materials while waiting on GC pay apps?
Yes. Working capital buys wire, panels, and fixtures up front and covers crew payroll between pay applications, and receivable funding advances against approved invoices so a GC schedule never dictates payroll.
Can electricians finance vans and equipment?
Yes. Equipment capital covers service vans, lifts, benders, and diagnostic gear, plus EV-charger certification and stock. Funding is unsecured and bad credit is considered.
How much funding can I get?
Most businesses access $10,000 to $2,000,000, based mainly on monthly revenue and business performance.
How fast can I get funded?
Approvals can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your electricians business?
Join the owners who chose speed and a partner that says yes. Get your estimate in 2 minutes.
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