Funding for Flooring & Tile Contractors in All 50 States
Fast, flexible capital for flooring and tile contractors in All 50 States. Up to $2,000,000, decisions in 24 hours, and no collateral.
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Capital built for flooring & tile contractors
Big-ticket jobs mean you buy pallets of tile, hardwood, and LVP upfront, then wait on a GC to approve a pay application 45 to 90 days out. ShopFunders funds flooring and tile contractors so material orders and payroll never hinge on when the pay app clears.
How flooring contractor funding actually works
Flooring is one of the most material-heavy trades. A single commercial job can require $30,000–$150,000 in tile, hardwood, or LVP ordered and paid for before install even begins. Then you submit a pay application to the general contractor and wait net-45 to net-90 for release. Run two or three jobs at once and the material outlay easily outpaces the cash coming in.
Two structures that fit flooring contractors
Working-capital funding. A lump sum repaid from ongoing jobs, used to buy material upfront, cover installer payroll, and bridge the long net-45 to net-90 gap between finishing work and getting the pay app released.
Equipment capital. Financing for saws, grinders, moisture-mitigation gear, and trucks so you can bid larger commercial jobs without tying up working cash in tools.
What flooring owners use it for
Upfront material orders, installer payroll, bridging net-45/90 pay apps, equipment, and stocking multiple concurrent jobs. From $10,000 to $2,000,000 based on monthly revenue.
Why contractors skip the bank
Banks are slow and want hard collateral a subcontractor may not have. We underwrite cash flow and give decisions in about 24 hours, funds in 24–72. Most contractors qualify with 3+ months operating and $75,000+ in monthly revenue — recent business bank statements start it. No collateral.
Why owners choose ShopFunders
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for your industry
Structures that fit how flooring and tile contractors actually earn and spend.
Flooring & Tile Contractors funding across the country
We fund flooring and tile contractors nationwide.
Frequently asked questions
Can funding cover the material order before a job starts?
Yes. Flooring is material-heavy, and working capital from 10,000 to 2,000,000 lets you buy tile and hardwood upfront and repay as jobs collect. Qualify with 3+ months in business and $75,000+ in monthly revenue, decisions in about 24 hours.
The GC pays my pay apps net-90. Can I bridge that?
Yes, bridging long pay applications is a core use. With 3+ months operating and $75,000+ in monthly revenue you qualify. Send recent bank statements and funds land in 24 to 72 hours.
How much funding can I get?
Most businesses access $10,000 to $2,000,000, based mainly on monthly revenue and business performance.
How fast can I get funded?
Approvals can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your flooring & tile contractors business?
Join the owners who chose speed and a partner that says yes. Get your estimate in 2 minutes.
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