Funding for Roofing in All 50 States
Fast, flexible capital for roofing contractors in All 50 States. Up to $2,000,000, decisions in 24 hours, and no collateral.
See What You Qualify For →Capital built for roofing
Roofing is seasonal, material-heavy, and weather-driven. We fund roofers fast so you can buy materials, make payroll, and book jobs before peak season.
How roofing company funding actually works
Roofing fronts more material cost per job than almost any trade — shingles, underlayment, and crew labor all land before the homeowner's insurance carrier or the GC releases payment, and storm season can triple your pipeline overnight while your cash stays flat. Insurance-claim jobs are notorious: approved today, paid in 60 days. Roofing funding closes that timing gap.
Two structures that fit roofers
Working-capital funding. Buy materials for the next three jobs, make payroll through a storm surge, and stop turning down work you could win — repaid as jobs fund.
Receivables funding. Advance against approved insurance claims and builder invoices so carrier timelines never cap your crew count.
What roofing owners use it for
Shingles and materials at volume pricing, crew payroll during surges, trucks and equipment, supplement and claim support, storm-response marketing, and licensing or bonding for bigger contracts. From $10,000 to $2,000,000 based on monthly revenue.
Why roofers skip the bank
Banks cannot move at storm speed; we underwrite your signed contracts and revenue with decisions in about 24 hours and funds in 24–72. No collateral, bad credit considered. Most roofing companies qualify with 3+ months in business and about $10,000+ in monthly revenue — recent business bank statements are all we need to start.
Why owners choose ShopFunders
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for your industry
Structures that fit how roofing contractors actually earn and spend.
Roofing funding across the country
We fund roofing contractors nationwide.
Frequently asked questions
How do roofing companies get funding?
Roofers qualify on monthly revenue and signed contracts rather than collateral — most companies qualify for $10,000 to $2,000,000 with 3+ months in business and about $10,000+ in monthly revenue, with a decision in about 24 hours.
Can I get capital while waiting on insurance claim payments?
Yes. Receivable funding advances against approved insurance claims and builder invoices, and working capital covers materials and crew payroll during storm surges — so carrier timelines never cap your crew count.
Can a roofer with bad credit get funded?
Yes. Underwriting reads your contracts and revenue, not your credit score. Bad credit is considered, funding is unsecured, and funds typically land within 24 to 72 hours of accepting.
How much funding can I get?
Most businesses access $10,000 to $2,000,000, based mainly on monthly revenue and business performance.
How fast can I get funded?
Approvals can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your roofing business?
Join the owners who chose speed and a partner that says yes. Get your estimate in 2 minutes.
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