Funding for Marketing & Media Agencies in All 50 States
Fast, flexible capital for marketing and media agencies in All 50 States. Up to $2,000,000, decisions in 24 hours, and no collateral.
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Capital built for marketing & media agencies
You front five and six figures of ad spend on the client's behalf, then wait 30 to 60 days to get reimbursed while payroll runs on schedule. ShopFunders funds agencies so you can scale campaigns and take on bigger accounts without your own cash sitting inside Google and Meta.
How marketing agency funding actually works
Agencies quietly act as a bank for their clients. You put ad spend on the agency card — often $20,000–$75,000+ a month across Google, Meta, and programmatic — then invoice net-30 or net-60 and wait to be made whole. Land a bigger client and the float grows faster than your reserves, all while creative, media buyers, and account managers get paid every cycle.
Two structures that fit agencies
Working-capital funding. A lump sum repaid from ongoing retainers and billings, used to front client media spend, cover payroll between payment cycles, and bridge net-60 receivables without maxing out the corporate card.
Growth capital. Larger amounts to hire creative and media talent ahead of new accounts, invest in agency software and analytics tools, or fund the ramp when a major client signs.
What agency owners use it for
Fronting ad spend, payroll, bridging net-30/60 invoices, new hires, and tooling. From $10,000 to $2,000,000 based on monthly revenue.
Why agencies skip the bank
Banks do not know what to make of a business with no inventory and receivables tied to ad platforms. We underwrite your deposits and give decisions in about 24 hours, funds in 24–72. Most agencies qualify with 3+ months operating and $75,000+ in monthly revenue — recent business bank statements start it. No collateral.
Why owners choose ShopFunders
Decisions in 24 hours
Apply in 2 minutes and get a real answer fast — no waiting weeks on a bank.
No collateral required
Unsecured funding based on your revenue and business health, not your assets.
Built for your industry
Structures that fit how marketing and media agencies actually earn and spend.
Marketing & Media Agencies funding across the country
We fund marketing and media agencies nationwide.
Frequently asked questions
Can I use funding to front client ad spend?
Yes, it is one of the most common uses. Working capital from 10,000 to 2,000,000 lets you carry the media buy until the client reimburses on net-30 or net-60. Qualify with 3+ months in business and $75,000+ in monthly revenue, decisions in about 24 hours.
We are a service business with no collateral. Can we qualify?
Yes. We look at your retainers and monthly deposits, not hard assets. With 3+ months operating and $75,000+ per month you qualify. Send recent bank statements and funds arrive in 24 to 72 hours.
How much funding can I get?
Most businesses access $10,000 to $2,000,000, based mainly on monthly revenue and business performance.
How fast can I get funded?
Approvals can come in as little as 24 hours, with funds typically deposited within 24–72 hours of accepting your offer.
Will applying hurt my credit?
No — applying requires no credit check. We focus on your business revenue and don't pull credit until you review and sign terms.
Do I need collateral?
No. Our funding is unsecured and based on the health of your business, not your assets.
Ready to fund your marketing & media agencies business?
Join the owners who chose speed and a partner that says yes. Get your estimate in 2 minutes.
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